How to save money on car insurance

There are different ways to achieve savings, in particular depending on the elements allowing the calculation of the tariff of contributions. A few ideas can help drivers lower the cost.

A suitable vehicle

Car insurance depends mainly on the type of car. Drivers who want to save money should opt for low fuel consumption. Used vehicles have a lower insurance premium, especially if you choose a “third party” system.

Insured persons have every interest in looking carefully at the annual list of stolen cars. It is absolutely necessary to avoid these models.

Respect for the Highway Code

A driver who keeps his bonus and increases it over the years has a good chance of seeing his bonus decrease. You should know that the penalty has a very strong impact on the price.

Those who drive little have the opportunity to opt for suitable insurance, companies sometimes offer reduced rates. A car parked in a garage reduces the risk of theft and therefore the contribution.

Read Also: Car insurance and the Chatel Law

Young drivers with cheaper insurance

Insurers tend to apply a surcharge for young drivers given their lack of experience. A driver who has used accompanied driving can benefit from a more advantageous amount.

He can also drive the family car, in particular by declaring himself as the co-driver. It is an effective method to accumulate experience and seniority at the bonus level before insuring a car in your own name.

Insurance comparison

The most effective way to save money is to compare the different offers put in place by the companies. The goal is to find the one that meets all the requirements of the driver while taking into account the budget. Online comparators are effective, in a few seconds several quotes are offered.

Car insurance and young drivers

On what criteria can an insurer calculate a car insurance premium?

To calculate a car insurance premium, an insurer takes into account various elements which are the age, the sex of the insured, the family situation, the seniority of the driving license and the bonus rate. Indeed, the insurer needs all these elements to

Why Get Auto Insurance Quotes?

When looking to insure your car, it is imperative to compare offers in order to find the one that offers the best benefits at the best price. For this it is imperative to make quotes that will allow you to find the best prices for equal offers. To make your quote, you will first determine which

Car insurance per kilometer

In recent years, many insurance companies have been offering car insurance by the kilometer to their customers. Two car insurance systems per kilometer are offered.

The first is the "pay as you drive" which means pay for the number of kilometers traveled. The second system is the mileage package. What are the differences of each system? It's that

How to find an insurer?

In order for a young driver to be able to insure himself, he is advised to request quotes from several insurers, by going to an agency or by carrying out simulations on specialized sites.

Car insurance rates can vary from one company to another, and it is therefore recommended that the young driver carefully

The different situations leading to an increase in the insurance premium

The insurer uses several criteria to establish the amount of the contributions. Some remain free, but others are subject to certain regulations.

An offense The increases in connection with an offense are issued within L. A 335-9- of the insurance code. They apply to the level of annual contributions. When the driver was under the influence

The disadvantage of age in young driver car insurance

Automobile insurance must allow all motorists to be able to protect themselves against damage caused by others, but also against the consequences of our mistakes.

This obligation therefore allows everyone to benefit from the same rights and duties with regard to the insurance of their vehicle.

If the conditions and prices may vary

A reduction in the insurance premium put in place for ecological vehicles

In an ecological strategy, insurers are trying to implement innovative solutions. Drivers would have the opportunity to benefit from a reduction if the car meets different criteria.

Offers subject to conditions The marketing of clean vehicles (biofuel, electric, hybrid, LPG) has increased in recent months. Insurers use this market to offer. (*)