Car insurance: new used cars are different

Picture: car insurance: new used cars are different

Car insurance: new used cars are different. Car insurance for the importance of new and used cars in fact the same, but to buy insurance for the specific details may be different, because the value of new and used cars can not be in the same category, new cars to complete the insurance is naturally a bit, but not too blind.

According to their own situation to the right choice car insurance insurance. In general, spontaneous combustion does not need to buy insurance.

I had to run into an acquaintance Miss Xie bought a spontaneous combustion risk, with the result, but the quality of new cars off the circuit leading to spontaneous combustion, but the insurance company for compensation.

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Identification of spontaneous combustion needs to be done because of the accident. Car ignition certainly justified, if not the car or unauthorized modification circuit problem, spontaneous combustion need to be responsible by the vehicle manufacturer.

Therefore, there is no need to buy a new car insurance spontaneous combustion.

Daoqiang Xian is also the auto insurance an important part, if the vehicle is mainly used means of transport to work, and residential and company have a dedicated parking garage, the vehicle usually kept on the place unattended, the possibility of more stolen vehicles low, consider not buying this insurance motor vehicle insurance.

Sometimes buying a steering wheel lock or install GPS location services, or two-way alarm is more effective than Daoqiang Xian. Higher value for some high-class cars or new cars, too, if vigilance is not the case, or the purchase of Dao Qiangxian prudent.

Scratches can be according to their risk to buy a new car itself if the senior models, painting and relatively high maintenance costs, you can consider buying.

As for the economy class cars, their value is not high, even a new car, do not have much need for this type of car insurance buying insurance.

Recommended to buy the best car insurance with auto insurance are: Traffic Insurance (a necessary) third party liability insurance + vehicle + insurance + loss, excluding non-deductible account irrespective percentage + + Daoqiang Xian, whether under the appropriate circumstances together with car scratch insurance

Some old car insurance is necessary, such as Che Sunxian. At the same time the number of years with the use of vehicles longer, the probability increased risk of spontaneous combustion, spontaneous combustion risk is essential.

Recommend the best used cars to buy insurance with auto insurance are: Traffic Insurance (a necessary) third party liability insurance + vehicle + insurance + loss of spontaneous combustion risks excluding deductible +

It is worth noting that the best used cars to buy their first car insurance Che Sunxian estimate the actual price, in fact, as long as not all car damage, this will not affect the general repair of damages.

If the price of three years ago to 10 million now to 80 000 new car prices, then the actual insured amount after deducting the depreciation in the 60,000 yuan more cost-effective. A friend Mr. Wang has been the purchase price of new vehicles by 100 thousand yuan to buy car insurance.

He is a 2006 model, the results in July, car crash on the highway, and fortunately, the people only suffered minor injuries, basically no repair possible. After depreciation by car insurance companies also pay the more than 50,000 yuan.

Third party liability insurance is to pay strong complement to the specific insurance coverage in 10 million or more, is not the better.

For example, you protect 500,000, if the loss of 10 million per accident, traffic police identified the proportion of your accountability is 50%, then the insurance company had also lost 50,000 yuan.

As for the other party if the accident injury, you have to struggle, the insurance company will not be easily paid to the he. If the car insurance premium low price to buy is also no problem. 200 000 is the most appropriate.

Three years, Mr. Yu owners insurance broken glass alone a soft spot for the price of such insurance is not high, they often run for his high-speed national road is very useful, because often break before flying a small stone profile, the number should be replaced once hundred dollars.

And such motor vehicle insurance premiums are only tens of dollars a year, well worth buying.

Scratches on car insurance, but Ms. Lin is very concerned about insurance. Value of 400,000 for the car she was concerned, often children or adults with a hard object mischievous leave scratches, people feel more heartache.

Insurance coverage after the scratch, these problems can be very good, as long as the paint on the line to the 4S meeting the cost of the insurance companies.

Both on new and used cars best car insurance, no one can do is not full of dangerous condition, since this product with automobile insurance, there is reason for its existence, beneficial owners of more things to be taken seriously. (*)