Car insurance: answers frequently asked questions

Picture: car insurance: answers frequently asked questions

If I have a modified or classic car, who provides insurance protection?

Experts cars require a special cover, taking into account the price of replacement parts and high-skilled labor force necessary if the vehicle involved in an accident. Internet offers information on the company who can provide such insurance and on-line application-effective.

I have in the past few years, the company’s auto insurance, and hoped that the company’s choice in the scheme. 

Will apply for non-credit insurance policy to promote the company’s claims-year me?

A: Yes, more than one voluntary or mandatory, it is that you will have to pay, if you need a car or damage to your losses.

Where any accident or loss is your fault, then the excess must be paid by you. If someone else will lead to accidents that you can recover the excess through the legal protection can be taken with your car insurance has.

Read Also: Auto insurance is a guarantee?

Why are insurance premiums between the company, how many companies have a somewhat different approach, I should get the best deal?

Between premium insurance needs, your age, the different types of different companies, automobile manufacturers, model and age, and even stopped to spend the night in the car.

The way different companies and insurance rates of drivers, the use of these risk factors may affect you have to pay up to 200 pounds in some cases. This makes shopping around is worth it, but can save you a lot of money.

I have in the past few years, the company’s auto insurance, and hoped that the company’s choice in the scheme. 

Will apply for non-credit insurance policy to promote the company’s claims-year me?

More and more people opt out of the company’s auto insurance plan, but still different from any claims, they offer a discount.

However, providing you can from your employer to provide documents to prove that you have made on their policy has not any claims, most insurance companies now take this into account and credit your no claim discount.

Some insurance companies are actually engaged in this issue, in order to attract this rapidly expanding group of new business to shop around, you can find some good deals.

I have access to the Internet on the website of my personal information, how can I ensure that no one else can see it?

Safety is always uppermost in everyone’s heart, especially the Internet is a relatively new channel for private transactions.

Most companies usually promote the security level (in encryption technology and Secure Sockets Layer in the form of – SSL) on the screen and the early detection of these PL trump card, you can rest assured that your transaction will be considered safe for any credit card transactions through the Tel.

How can I reduce my premium?

Tips to reduce your insurance premium, including overnight garaging your car, rather than remain in the drive for the insurance through the anti-theft devices, consider Third Party Fire and for the elderly, car insurance providers within the discount offer when asked to inspect theft.

Young drivers (25 years of age), who are often charged very high premiums, should consider increasing the surplus, they should also check the insurance before deciding to purchase the Automotive Group.

Voluntary excess means that you reach an agreement with the company, but also affect any insurance premium, you may provide discounts. Imposition of excess, usually in the case of young drivers may be the only way the company has agreed to ensure that the driver.

What is the legal protection?

Alaws, including the majority can be used as an optional car insurance policy and the interests of its clients are usually very similar to an extra.

To provide the necessary legal protection and restoration of expertise, such as medical expenses, lost earnings and excess payments is not your fault insured property loss aid.

For a small supplement costs, which include the provision of the necessary ideas and claims of legal advice and valuable peace. (*)