Car insurance Berlin Germany 2022

Picture: Illustration car insurance berlin germany 2022

Car Insurance Berlin broker with personal advice in Berlin

Car insurance berlin

car insurance berlin germany 2022. For anyone who buys a vehicle, there is also the question of car insurance after the purchase. However, car owners can also change their existing car insurance every year. The deadline for this is always November 30th.

The cost of insurance for vehicles in recent years has fallen significantly. The reason for this is the high level of competition among insurance berlin companies. For this reason, thousands of vehicle owners go looking for a new insurance berlin policy every year.

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Car insurance berlin 2022

However, when choosing the appropriate car insurance berlin, the cost factor alone should not be a reason for switching, because it has been shown that the services offered by the vehicle insurance after an accident are particularly important in order to protect the policyholder from financial ruin.

Motor vehicle liability insurance berlin

Liability insurance berlin is essential and required by law for every vehicle. This stipulates by law that it must cover personal injury of at least 7.5 million euros. In addition, it must also cover property damage up to at least 1.12 million euros and financial losses of at least 50,000 euros.

When it comes to liability protection, most insurance berlin companies offer the legally required insurance protection in their basic tariffs and usually even higher insurance protection.

When it comes to liability, it is crucial to insure yourself as much as possible, because the legally required insurance berlin cover can be used up very quickly in an emergency. A good tariff should therefore contain at least 50 to 100 million euros in coverage.

Comprehensive car insurance Berlin

Liability insurance berlin in motor vehicle insurance only protects damage to other vehicles, people or property. Your own vehicle is excluded from this.

For many vehicles, however, voluntary comprehensive insurance can berlin be useful. Here you have the choice between partially comprehensive insurance and fully comprehensive insurance.

The partially comprehensive insurance covers damage caused by:

• theft
• fire
• explosion
• Stump, hail, lightning, flood
• Game damage caused by furred game
• marten bite
• broken glass
• Short circuit on cables.
• The partial casco can be extended to
• Damage caused by animals of all kinds

The fully comprehensive insurance covers damage caused by

• self-inflicted accidents
• through vandalism
• through all causes that are included in the partially comprehensive insurance berlin.

Other tariff features

However, car insurance berlin also offers options that can make sense depending on the individual situation. These include, among other things

• the rebate protection to maintain the no-claims class

• driver protection insurance for frequent drivers who do not have occupational disability insurance or accident insurance berlin.

• extended game damage or damage caused by animals of all kinds, which also arises

Damage with cows or horses

Passenger accident insurance, which pays for damage to passengers after the other party escapes from the accident

the car protection letter, with which one gets help after a car breakdown Driver's accident insurance berlin, which pays for damage to the driver. It depends on the selected sum insured and the degree of individuality

Free choice of workshop for owners of vehicles with a valid manufacturer's warranty or leased vehicles.

Change of car insurance berlin

The change of car insurance berlin is often done in order to reduce the previously paid contributions or to increase the benefits with the same contributions.

For everyone who wants to switch, November 30th is of each year is the key point, since the respective calendar year applies to most insurance germany companies. It should be noted if other regulations apply to the insurance company. You can cancel the insurance at

• timely termination

De-registration of the vehicle

• re-registration of a vehicle
• when the amount increases
• after claiming the insurance.

In most cases, an informal letter of termination can be drawn up. It should contain the name of the insurance company and the insurance berlin number, the registration number, the date of termination, the handwritten signature.

Outside of the ordinary termination also the reason for termination. (*)