Young Drivers Insurance Could Be Boosted Due To Them Not Accepting Responsibility For High Accident Rates
Young Drivers Insurance Could Be Boosted Due To Them Not Accepting Responsibility For High Accident Rates. Younger drivers have always been a victim of high premiums when it comes to taking out young car drivers insurance.
While this has always been the case premiums could rise
higher after it was announced that very few young drivers take responsibility
for high accident rates and fail to change their behaviour whilst driving which
many consider to be dangerous driving.
A recent study revealed that around 44% of Britain’s young
drivers believed that older people were not safe on the road and 63% said that
harsher measures should be in force such as taking away their license and a ban
on driving.
Accident rates are soaring and younger drivers are blaming
older drivers and so are failing to heed safety measures and change their own
ways whilst on the road.
Around 45% of young drivers aged between 17 and 23
questioned believed they were safe drivers and despite the fact that they had
little experience on the road classed themselves as confident in their driving
ability.
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Despite their insistence younger drivers have been
associated with high accident rates and one very good reason why could be the
fact that one in four young male drivers have openly admitted to driving their
car after having had a drink or taken drugs.
A staggering 44% admitted that they have climbed into the
car the morning after a heavy drinking session.
While these findings do suggest that younger drivers are a
higher risk 4 out of 5 believe they are targeted wrongly and unfairly have to
pay higher premiums for their car insurance.
However there are some young drivers out there that do abide
by the law and follow safety rules and regulation to the tee and these drivers
should go with a specialist broker when it comes to looking for the cheapest
young drivers insurance.
A specialist broker will be able to conduct a search based on those offering young drivers insurance for cheaper rates with added incentives.
Along with finding cheaper insurance premiums for the
younger driver, the individual can take advantage of the hints, tips and
information that a specialist will make available for the younger driver which
can help to keep the cost of the premiums down.
Taking an advanced driving course which is particularly
aimed at the younger driver can make a difference to the cost of the insurance
as can the engine size and make and model of car that the younger driver wishes
to insure.
Above all proving that you are one of the safety conscious
younger drivers is the best way of reducing the cost of young driver’s car
insurance and of course of ensuring that you remain safe and accident free on
the road.
As with any type of insurance policy, young drivers insurance
being no exception, you have to check the small print of the policy before
signing on the dotted line.
Exclusions can be found in the small print and it will also tell you what is and is not covered and how much the insurance will cost along with the excess that comes attached with all insurance policies. (*)