Find a better mutual with third-party payment

Find a better mutual with third-party payment. Generally, a third-party payment is a process that will allow a patient not to pay all of his medical expenses, including, for example, hospitalization costs and pharmacy drugs.

This condition is valid if the patient is covered by social security or by another health organization. When the person concerned goes to see a health professional (a specialist or a general practitioner), he is exempted from paying his costs.

For this, it should find a better mutual with the third-party payment to benefit from the advantages provided.

Read Also: 5 tips for choosing a good health insurance

Choose an online quote comparator

Mainly, the person concerned will have to compare his mutual insurance with the third-party payment, in order to save money and cover medical costs.

By opting for a comparator of mutuals online, it is thus necessary to choose a mutual with the cheaper third-party payment, with a better guarantee that meets the expectations of the person himself.

It is a question here of satisfying the level of the needs of the person, so that it is fully reimbursed and as well as alleviating its various expenses.

When comparing the quotes of existing mutuals, it is essential to carefully analyze the description and level of guarantees, and also the main operation of reimbursement.

Find out beforehand before signing the mutual insurance contract with the third-party payer

Once the person has made their choice, it is therefore essential to inquire with their insurer before signing a mutual insurance contract with the third-party payer.

It is therefore a question of knowing the various guarantees provided by the mutual insurance company, the tariffs and as well as the different offers.

For this, it is important to distinguish between the two modes of mutual insurance with third-party payment: partial third-party payment (the patient will pay for certain packages out of his own pocket) and total third-party payment (the patient will be reimbursed for all of his medical fees).

Therefore, the person will have to know this functioning well to determine approximately which offer he will have to turn to to meet his needs.

Obtain a third-party payment card to use at a health professional

When signing the contract, the insured will obtain a vital card to present to a health professional so that he is exempted from having to advance his medical expenses.

It should be noted that if the person opts for a new mutual, he will have to cancel his old mutual. Indeed, it is the insurer who will take care of all the procedure necessary for the membership of the same person.

But in the case of an exceptional title, a certification document would be sufficient for the patient to benefit from this mutual insurance with the third-party payer. (*)